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	<title>Millionaire or Bust &#187; Utilities</title>
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	<link>http://www.millionaireorbust.com</link>
	<description>teaching you how to think about your finances</description>
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	<managingEditor>david@millionaireorbust.com (Flying Squirrel Media)</managingEditor>
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	<category>personal finance</category>
	<ttl>1440</ttl>
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		<title>Millionaire or Bust</title>
		<link>http://www.millionaireorbust.com</link>
		<width>144</width>
		<height>144</height>
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	<itunes:subtitle>teaching you how to think about your finances</itunes:subtitle>
	<itunes:summary>teaching you how to think about your finances</itunes:summary>
	<itunes:keywords>personal finance, business news</itunes:keywords>
	<itunes:category text="Business">
		<itunes:category text="Business News" />
	</itunes:category>
	<itunes:category text="Business">
		<itunes:category text="Investing" />
	</itunes:category>
	<itunes:category text="Business" />
	<itunes:author>Flying Squirrel Media</itunes:author>
	<itunes:owner>
		<itunes:name>Flying Squirrel Media</itunes:name>
		<itunes:email>david@millionaireorbust.com</itunes:email>
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	<itunes:explicit>no</itunes:explicit>
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		<item>
		<title>Watch Those Long Distance Calls!</title>
		<link>http://www.millionaireorbust.com/archives/long-distance-calls/</link>
		<comments>http://www.millionaireorbust.com/archives/long-distance-calls/#comments</comments>
		<pubDate>Sun, 23 Jan 2011 09:23:55 +0000</pubDate>
		<dc:creator>David van Sunder</dc:creator>
				<category><![CDATA[blog]]></category>
		<category><![CDATA[Money Saving]]></category>
		<category><![CDATA[Utilities]]></category>

		<guid isPermaLink="false">http://www.millionaireorbust.com/?p=330</guid>
		<description><![CDATA[Many people are still waiting for the economy to turn around like we have been told it will for all too long. Since it feels like we might be waiting for awhile yet, I thought it might be a good time to take a look at another area where some of us might be able [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>MOB #93 &#8211; GM &amp; Citi Are Out of the Dow</title>
		<link>http://www.millionaireorbust.com/archives/mob0093/</link>
		<comments>http://www.millionaireorbust.com/archives/mob0093/#comments</comments>
		<pubDate>Mon, 08 Jun 2009 12:00:10 +0000</pubDate>
		<dc:creator>David van Sunder</dc:creator>
				<category><![CDATA[podcasts]]></category>
		<category><![CDATA[Bank Failures]]></category>
		<category><![CDATA[Jobs]]></category>
		<category><![CDATA[Utilities]]></category>

		<guid isPermaLink="false">http://www.millionaireorbust.com/?p=124</guid>
		<description><![CDATA[In this week&#8217;s episode of Millionaire or Bust, we had a straight news show since I&#8217;ve spent the last two nights working on a video promo for Talli&#8217;s new video podcast Being Healthy TV until 6 am and I want to finish early enough that I remain coherent. (And for those of you wondering, I&#8217;m [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<itunes:duration>0:12:28</itunes:duration>
		<itunes:subtitle>In this week&#8217;s episode of Millionaire or Bust, we had a straight news show since I&#8217;ve spent the last two nights working on a video promo for Talli&#8217;s new video podcast Being Healthy TV until 6 am and I want to finish early enough th[...]</itunes:subtitle>
		<itunes:summary>In this week&#8217;s episode of Millionaire or Bust, we had a straight news show since I&#8217;ve spent the last two nights working on a video promo for Talli&#8217;s new video podcast Being Healthy TV until 6 am and I want to finish early enough that I remain coherent. (And for those of you wondering, I&#8217;m actually in the promo. I&#8217;m the extra with the short hair.) Now, let&#8217;s get straight into the news for the week:

Dow finishes the week up 263 points, and the coin toss is at 75% now.
Monumental news, but no surprise: GM and Citi were kicked out of the Dow.
In bank news, regulators shut an Illinois bank.
The US lost 345,000 jobs in May, which was a good sign.
Oil falls slightly after touching a 7-month high.
Gas prices rise above $2.60 after the 40th straight days of price rises.
U.S. pending home sales surge 6.7%.


If you enjoy Millionaire or Bust, please head on over to iTunes and give it a nice review. If you have some feedback on how to make the show better, shoot me an email and help me improve the show.  I appreciate all your comments. Thanks for listening everyone!</itunes:summary>
		<itunes:keywords>podcasts</itunes:keywords>
		<itunes:author>Flying Squirrel Media</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:block>no</itunes:block>
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		<title>MOB #90 &#8211; The Taboo of Talking About Money</title>
		<link>http://www.millionaireorbust.com/archives/mob0090/</link>
		<comments>http://www.millionaireorbust.com/archives/mob0090/#comments</comments>
		<pubDate>Mon, 18 May 2009 12:00:53 +0000</pubDate>
		<dc:creator>David van Sunder</dc:creator>
				<category><![CDATA[podcasts]]></category>
		<category><![CDATA[Financial Psychology]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Utilities]]></category>

		<guid isPermaLink="false">http://www.millionaireorbust.com/?p=121</guid>
		<description><![CDATA[In this week&#8217;s episode of Millionaire or Bust, the main topic was the taboo of talking about money. But, first I covered the news for the week: How the major stock indexes fared The surge in gas prices US videogame sales down 17% in April A proposed Senate bill would allow a return to lower [...]]]></description>
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		<itunes:duration>0:18:49</itunes:duration>
		<itunes:subtitle>In this week&#8217;s episode of Millionaire or Bust, the main topic was the taboo of talking about money. But, first I covered the news for the week:

How the major stock indexes fared
The surge in gas prices
US videogame sales down 17% in April
A p[...]</itunes:subtitle>
		<itunes:summary>In this week&#8217;s episode of Millionaire or Bust, the main topic was the taboo of talking about money. But, first I covered the news for the week:

How the major stock indexes fared
The surge in gas prices
US videogame sales down 17% in April
A proposed Senate bill would allow a return to lower credit card rates
An FDIC economist tries to rob bank

Then I finally talked about the taboo of talking about money. I talked about why it is important to discuss money with others and some options you might have if you or your friends and family don&#8217;t feel comfortable discussing money with each other.
The personal finance site I mentioned that tracks all your financial information, compares it against others and shows you ways you can save money is mint.com.

If you enjoy Millionaire or Bust, please head on over to iTunes and give it a nice review. If you have some feedback on how to make the show better, shoot me an email and help me improve the show.  I appreciate all your comments. Thanks for listening everyone!</itunes:summary>
		<itunes:keywords>podcasts</itunes:keywords>
		<itunes:author>Flying Squirrel Media</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:block>no</itunes:block>
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		<title>MOB #31 &#8211; Hippies &amp; Gas Wasters</title>
		<link>http://www.millionaireorbust.com/archives/mob0031/</link>
		<comments>http://www.millionaireorbust.com/archives/mob0031/#comments</comments>
		<pubDate>Wed, 28 May 2008 23:00:43 +0000</pubDate>
		<dc:creator>David van Sunder</dc:creator>
				<category><![CDATA[podcasts]]></category>
		<category><![CDATA[Cars]]></category>
		<category><![CDATA[Gas]]></category>
		<category><![CDATA[Money Saving]]></category>
		<category><![CDATA[Recycling]]></category>
		<category><![CDATA[Utilities]]></category>

		<guid isPermaLink="false">http://www.millionaireorbust.com/?p=51</guid>
		<description><![CDATA[This week your hosts gasp in shock at the surge in gas prices near their home. David takes a sad, sad stab at acting as he portrays a hippie hating, waster of natural resources. Then Talli helps to deconstruct why his hating ways are hurting only him and his pocketbook. Next, Talli and David discuss [...]]]></description>
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		<slash:comments>0</slash:comments>
			<enclosure url="http://www.millionaireorbust.com/podpress_trac/feed/51/0/Show_31_Millionaire_or_Bust.mp3" length="12957467" type="audio/mpeg" />
		<itunes:duration>0:26:56</itunes:duration>
		<itunes:subtitle>This week your hosts gasp in shock at the surge in gas prices near their home.  David takes a sad, sad stab at acting as he portrays a hippie hating, waster of natural resources.  Then Talli helps to deconstruct why his hating ways are hurting only [...]</itunes:subtitle>
		<itunes:summary>This week your hosts gasp in shock at the surge in gas prices near their home.  David takes a sad, sad stab at acting as he portrays a hippie hating, waster of natural resources.  Then Talli helps to deconstruct why his hating ways are hurting only him and his pocketbook.

Next, Talli and David discuss an article from money.ccn.com entitled
&#8220;6 Ways You&#8217;re Wasting Gas.&#8221;  They discuss the tips while adding a couple more on how you can reduce your gas usage and save yourself some money.  It&#8217;s an important subject as gas continues its climb past $4/gal in the US and worse in other parts of the world.
Finally, it&#8217;s time for your voicemail.  This week, we thank Matt from Seattle for his feedback and we look forward to yours on future shows.</itunes:summary>
		<itunes:keywords>podcasts</itunes:keywords>
		<itunes:author>Flying Squirrel Media</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:block>no</itunes:block>
	</item>
		<item>
		<title>Show#23 Millionaire or Bust &#8211; Utilities Pt.3</title>
		<link>http://www.millionaireorbust.com/archives/mob0023/</link>
		<comments>http://www.millionaireorbust.com/archives/mob0023/#comments</comments>
		<pubDate>Fri, 10 Nov 2006 20:16:25 +0000</pubDate>
		<dc:creator>David van Sunder</dc:creator>
				<category><![CDATA[podcasts]]></category>
		<category><![CDATA[Financial Psychology]]></category>
		<category><![CDATA[Money Saving]]></category>
		<category><![CDATA[Utilities]]></category>

		<guid isPermaLink="false">http://www.millionaireorbust.com/2006/11/10/show23-millionaire-or-bust-utilities-pt3/</guid>
		<description><![CDATA[Topic of the Week This week is Part 3 of our utility saving special. We&#8217;ll be focusing on ways that you can save more money by planning your water usage and making the right decisions. Money Saving Tips Money Saving Tip Don&#8217;t water large groups of plants that are spread out using sprinklers. Use a [...]]]></description>
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		<slash:comments>0</slash:comments>
			<enclosure url="http://www.millionaireorbust.com/podpress_trac/feed/32/0/Show_23_Millionaire_Utilities_Pt3.mp3" length="3183217" type="audio/mpeg" />
		<itunes:duration>0:06:34</itunes:duration>
		<itunes:subtitle>Topic of the Week
This week is Part 3 of our utility saving special.  We&#8217;ll be focusing on ways that you can save more money by planning your water usage and making the right decisions.
Money Saving Tips
Money Saving Tip
Don&#8217;t water larg[...]</itunes:subtitle>
		<itunes:summary>Topic of the Week
This week is Part 3 of our utility saving special.  We&#8217;ll be focusing on ways that you can save more money by planning your water usage and making the right decisions.
Money Saving Tips
Money Saving Tip
Don&#8217;t water large groups of plants that are spread out using sprinklers.  Use a drip system that delivers water only to the plants you&#8217;re watering, not to the bare ground and any weeds that might be sprouting there as well.
Talli&#8217;s Tightwad Tip of the Week
Don&#8217;t run the water faucet while you&#8217;re shaving or brushing your teeth. Just turn on the water when you need it.
Tool of the Week
Dripping Faucet Waste Calculator
This handy calculator tells you how much of your water bill those dripping faucets are contributing to.  If you fix them, you can see how much you might be able to save.
Financial Psychology
This is the segment where we examine a mindset or a way of looking at your finances that will set you up well for building wealth&#8230;
This week we&#8217;re going to look at how the tips we&#8217;ve gone over during the last few weeks can be used to turn you into a millionaire.</itunes:summary>
		<itunes:keywords>podcasts</itunes:keywords>
		<itunes:author>Flying Squirrel Media</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:block>no</itunes:block>
	</item>
		<item>
		<title>Show#22 Millionaire or Bust &#8211; Utilities Pt.2</title>
		<link>http://www.millionaireorbust.com/archives/mob0022utilities-pt2/</link>
		<comments>http://www.millionaireorbust.com/archives/mob0022utilities-pt2/#comments</comments>
		<pubDate>Sat, 04 Nov 2006 02:31:57 +0000</pubDate>
		<dc:creator>David van Sunder</dc:creator>
				<category><![CDATA[podcasts]]></category>
		<category><![CDATA[Financial Psychology]]></category>
		<category><![CDATA[Money Saving]]></category>
		<category><![CDATA[Utilities]]></category>

		<guid isPermaLink="false">http://www.millionaireorbust.com/2006/11/03/show22-millionaire-or-bust-utilities-pt2/</guid>
		<description><![CDATA[Topic of the Week This week is Part 2 of our utility saving special. We&#8217;ll be focusing on ways that you can save more money by planning your phone usage and making the right decisions. Money Saving Tips Money Saving Tip of the Week Don&#8217;t know who&#8217;s calling you on your cell phone? Low on [...]]]></description>
		<wfw:commentRss>http://www.millionaireorbust.com/archives/mob0022utilities-pt2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
			<enclosure url="http://www.millionaireorbust.com/podpress_trac/feed/31/0/Show_22_Millionaire_Utilities_Pt2.mp3" length="4111086" type="audio/mpeg" />
		<itunes:duration>0:08:30</itunes:duration>
		<itunes:subtitle>Topic of the Week
This week is Part 2 of our utility saving special.  We&#8217;ll be focusing on ways that you can save more money by planning your phone usage and making the right decisions.

Money Saving Tips
Money Saving Tip of the Week
Don[...]</itunes:subtitle>
		<itunes:summary>Topic of the Week
This week is Part 2 of our utility saving special.  We&#8217;ll be focusing on ways that you can save more money by planning your phone usage and making the right decisions.

Money Saving Tips
Money Saving Tip of the Week
Don&#8217;t know who&#8217;s calling you on your cell phone?  Low on minutes?  Let it go to voicemail and check your voicemail by calling into your voicemail box from home or at night when you have free minutes.  That way you don&#8217;t waste precious minutes on a telemarketer.  Most of the time, they won&#8217;t even leave a message.  So no need for them to use your minutes.
Talli&#8217;s Tightwad Tip of the Week
E-mail friends instead of long distance calls.  You can really save a lot of money if you call a little bit less and email a few more times.  I&#8217;m not saying not to call.  You need to talk to your friends, but maybe you can shorten the time since you&#8217;re more caught up on the news and the gossip.
Tool of the Week
www.skype.com
Skype is a program that allows you to make phone calls to anyone in the world, for free, using your computer.  That is of the other person has skype as well.  Skype however can call regular phones as well for a low per minute cost.  And until the end of the year, you can call any phone in the US or Canada for free!  All that you need is a computer, an internet connection, the skype application which you can download for free and a microphone.  Either the built in mic or a better one.
Financial Psychology
This is the segment where we examine a mindset or a way of looking at your finances that will set you up well for building wealth&#8230;
This week we&#8217;re looking at people who look at their phone bills and say, â€œWow that&#8217;s expensive, but I need my phones after all.â€
You have to look at all the services you have on your phones and how much of them you use.  Often there is $5 on one bill that can be eliminated, $4 on another one and a couple $2 ones here and there.  Next thing you know, you can save $13/month or in other words $156/yr.
If you have 10-20 different places in your budget where you can do this, it adds up.  Imagine what you could do for your retirement with an additional $1500-3000/yr.
Music by Segment
Intro: â€œMoneyâ€ by Flat Stanley
Money Saving Tips: â€œSave Your Moneyâ€ by Lee Maddeford
Tool of the Week: â€œA Million Dollarsâ€ by Hastings
Financial Psychology: â€œI&#8217;m So Broke (I Can&#8217;t Even Pay Attention)â€ by Doug MacLeod
Outro: â€œMillionaireâ€ by Full Nothing</itunes:summary>
		<itunes:keywords>podcasts</itunes:keywords>
		<itunes:author>Flying Squirrel Media</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:block>no</itunes:block>
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		<item>
		<title>Show#21 Millionaire or Bust &#8211; Utilities Pt.1</title>
		<link>http://www.millionaireorbust.com/archives/show21-millionaire-or-bust-utilities-pt1/</link>
		<comments>http://www.millionaireorbust.com/archives/show21-millionaire-or-bust-utilities-pt1/#comments</comments>
		<pubDate>Fri, 27 Oct 2006 07:29:34 +0000</pubDate>
		<dc:creator>David van Sunder</dc:creator>
				<category><![CDATA[podcasts]]></category>
		<category><![CDATA[Financial Psychology]]></category>
		<category><![CDATA[Money Saving]]></category>
		<category><![CDATA[Utilities]]></category>

		<guid isPermaLink="false">http://www.millionaireorbust.com/2006/10/27/show21-millionaire-or-bust-utilities-pt1/</guid>
		<description><![CDATA[Topic of the Week This week is part 1 of our utility saving special. This week we&#8217;ll be focusing exclusively on ways that you can have more money by planning your energy usage and making the right decisions. Money Saving Tips Money Saving Tip of the Week Install a digital programmable thermostat in your house [...]]]></description>
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		<slash:comments>0</slash:comments>
			<enclosure url="http://www.millionaireorbust.com/podpress_trac/feed/30/0/Show_21_Millionaire_Utilities_Pt1.mp3" length="4111086" type="audio/mpeg" />
		<itunes:duration>0:08:30</itunes:duration>
		<itunes:subtitle>Topic of the Week
This week is part 1 of our utility saving special.  This week we&#8217;ll be focusing exclusively on ways that you can have more money by planning your energy usage and making the right decisions.

Money Saving Tips
Money Saving Ti[...]</itunes:subtitle>
		<itunes:summary>Topic of the Week
This week is part 1 of our utility saving special.  This week we&#8217;ll be focusing exclusively on ways that you can have more money by planning your energy usage and making the right decisions.

Money Saving Tips
Money Saving Tip of the Week
Install a digital programmable thermostat in your house &#8211; you can buy them at most hardware  stores and your local utility might install it free of charge. That way you don&#8217;t heat your home when you&#8217;re not there or when you&#8217;re asleep tucked into your warm bed. 
Talli&#8217;s Tightwad Tip of the Week
Install dimmer switches. Benefits &#8211; save electricity, nicer ambiance, and the incandescent bulbs don&#8217;t burn out as quickly. 
Tool of the Week
http://hes.lbl.gov
This website allows you to put in information about your home and how quickly you want a return on your investment on any changes you make for energy efficiency.  Then it show you what you can do to save some energy and some money.
Financial Psychology 
Thinking that light or television is only a little bit of energy and what does it matter if you leave it on.  You&#8217;re right each time, but unfortunately in aggregate you&#8217;re wrong.    Small changes made to how you use energy could cut your bill by a quarter or even half depending on how you use your energy.  Most of the changes won&#8217;t even effect your lifestyle, just how much you pay to maintain it.
Songs for this podcast brought to you from the Podshow Podsafe Music Network
Music by Segment
Intro: â€œMoneyâ€ by Flat Stanley
Money Saving Tips: â€œSave Your Moneyâ€ by Lee Maddeford
Tool of the Week: â€œA Million Dollarsâ€ by Hastings
Financial Psychology: â€œI&#8217;m So Broke (I Can&#8217;t Even Pay Attention)â€ by Doug MacLeod
Outro: â€œMillionaireâ€ by Full Nothing</itunes:summary>
		<itunes:keywords>podcasts</itunes:keywords>
		<itunes:author>Flying Squirrel Media</itunes:author>
		<itunes:explicit>no</itunes:explicit>
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