Comments on: MOB #105 – Labor Day Edition http://www.millionaireorbust.com/archives/mob0105/ teaching you how to think about your finances Tue, 03 Jan 2012 12:21:15 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Fresh Start http://www.millionaireorbust.com/archives/mob0105/comment-page-1/#comment-25176 Fresh Start Thu, 10 Sep 2009 04:35:40 +0000 http://www.millionaireorbust.com/?p=137#comment-25176 Opt out vs opt in, unused vacation days in cash or retirement savings, tax refund in cash or bonds, will help some people. However I personally feel that the real problem is a lack of education and planning with regards to personal finance. I go against the conventional advice of setting up automatic transfers. I like to start with all the chips in one pile before I start sliding them off to where I want to put them. These changes basically slide a few chips to the side and we're hoping that the chips get ignored, but the places that they're sitting on get attention. I hope I'm not the only one who finds that counter-intuitive. Anyway, I'm hoping that we don't wind up with a generation of people going with the flow and letting the default options carry them through only to discover that retirement is something that you actually have to plan for. Opt out vs opt in, unused vacation days in cash or retirement savings, tax refund in cash or bonds, will help some people. However I personally feel that the real problem is a lack of education and planning with regards to personal finance.
I go against the conventional advice of setting up automatic transfers. I like to start with all the chips in one pile before I start sliding them off to where I want to put them. These changes basically slide a few chips to the side and we’re hoping that the chips get ignored, but the places that they’re sitting on get attention. I hope I’m not the only one who finds that counter-intuitive.
Anyway, I’m hoping that we don’t wind up with a generation of people going with the flow and letting the default options carry them through only to discover that retirement is something that you actually have to plan for.

]]> By: Shawno http://www.millionaireorbust.com/archives/mob0105/comment-page-1/#comment-25155 Shawno Wed, 09 Sep 2009 05:24:31 +0000 http://www.millionaireorbust.com/?p=137#comment-25155 Rolling Meadows, IL. I've been there. And other than during the weekly farmers market, there aren't any food trucks/food carts here in San Luis Obispo, CA. Which is too bad. We could use some of that action 'round here. Rolling Meadows, IL. I’ve been there.

And other than during the weekly farmers market, there aren’t any food trucks/food carts here in San Luis Obispo, CA. Which is too bad. We could use some of that action ’round here.

]]> By: Maria Isabel http://www.millionaireorbust.com/archives/mob0105/comment-page-1/#comment-25153 Maria Isabel Wed, 09 Sep 2009 02:25:02 +0000 http://www.millionaireorbust.com/?p=137#comment-25153 Thank you for the outstanding information on what to do to lower your property taxes. I was surprised to find out that there are a variety of foods in Food Trucks. It is always good to know so that you can check them out. Thank you for the outstanding information on what to do to lower your property taxes. I was surprised to find out that there are a variety of foods in Food Trucks. It is always good to know so that you can check them out.

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