Topic of the Week
This week is Part 2 of our utility saving special. We’ll be focusing on ways that you can save more money by planning your phone usage and making the right decisions.
Money Saving Tips
Money Saving Tip of the Week
Don’t know who’s calling you on your cell phone? Low on minutes? Let it go to voicemail and check your voicemail by calling into your voicemail box from home or at night when you have free minutes. That way you don’t waste precious minutes on a telemarketer. Most of the time, they won’t even leave a message. So no need for them to use your minutes.
Talli’s Tightwad Tip of the Week
E-mail friends instead of long distance calls. You can really save a lot of money if you call a little bit less and email a few more times. I’m not saying not to call. You need to talk to your friends, but maybe you can shorten the time since you’re more caught up on the news and the gossip.
Tool of the Week
Skype is a program that allows you to make phone calls to anyone in the world, for free, using your computer. That is of the other person has skype as well. Skype however can call regular phones as well for a low per minute cost. And until the end of the year, you can call any phone in the US or Canada for free! All that you need is a computer, an internet connection, the skype application which you can download for free and a microphone. Either the built in mic or a better one.
This is the segment where we examine a mindset or a way of looking at your finances that will set you up well for building wealth…
This week we’re looking at people who look at their phone bills and say, â€œWow that’s expensive, but I need my phones after all.â€
You have to look at all the services you have on your phones and how much of them you use. Often there is $5 on one bill that can be eliminated, $4 on another one and a couple $2 ones here and there. Next thing you know, you can save $13/month or in other words $156/yr.
If you have 10-20 different places in your budget where you can do this, it adds up. Imagine what you could do for your retirement with an additional $1500-3000/yr.
Music by Segment
Intro: â€œMoneyâ€ by Flat Stanley
Money Saving Tips: â€œSave Your Moneyâ€ by Lee Maddeford
Tool of the Week: â€œA Million Dollarsâ€ by Hastings
Financial Psychology: â€œI’m So Broke (I Can’t Even Pay Attention)â€ by Doug MacLeod
Outro: â€œMillionaireâ€ by Full Nothing